Thursday, 5 December 2013

Rosedale Golf and Country Club - Homes and Real Estate for Sale

Professional realtors in Florida often suggest a visit to the Rosedale Golf and Country Club for home buyers or investors interested in Bradenton real estate properties. This is so because convincing clients on the merits of acquiring a Rosedale real estate property is much easier. This golf community enjoys the reputation of having been created under the Hunt Group backed by the 30-year building experience of its head, Robert Hunt.

Furthermore, location is very much in the community's favor. Rosedale was masterfully planned in a 440-acre site along State Road 70, only one-quarter of a mile away from Interstate 75. Movement to and from the surrounding urban centers is thus easy and convenient. Nearby attractions not only include those in Bradenton but also other points of interest in Sarasota City, St. Petersburg, and Tampa, plus some more within the Florida Gulf Coast.

Paying a short visit to the Rosedale complex can turn into an extended tour with the many facilities that it offers. Its clubhouse entices visitors to tarry longer in its elegant foyer, lounge rooms, and outdoor patio. The dining room of the community center lures guests to have a prolonged sampling of many affordably priced culinary specialties suited for large or small social occasions.

Also deserving some closer look are the country club's well maintained swimming pool, bocce courts, and fitness center. More delights are presented by Rosedale's five Har-Tru tennis courts and the comprehensive training programs made available to club members.

Hours can go unnoticed in the country club's golf course voted as No. 1 in the 2010 People's Choice Awards of the Bradenton Herald. Designed by noted course architect Ted McAnlis, this 18-hole par 72 layout is mesmerizing with its fabulous nature reserves and impressive lakes. The golf links, from its farthest tees, measure 6,779 yards and dish out a 72.9 course rating and a 134 slope rating.

Pondering a choice from among Rosedale homes for sale will be much like peering through the house models featured in some glossy publications. The Rosedale community, also No. 1 in the Bradenton Herald awards, consists of superb patio homes and stylish single family residences. Asking prices around the low $200s can be for houses having floor spaces of over 1,500 square feet. More spacious homes with some 2,400 square feet of floor areas will be those in the $500s range listings that can indeed set Rosedale's best foot forward in the real estate market.

Tuesday, 3 December 2013

Real Estate Script - Web 2.0 and Real Estate Web Sites

Where parked my guests if I buy a house in San Francisco? Is it worth the daily commute to San Francisco to live in Palo Alto? What is the normal price of a parking space in Pacific Heights? " These questions, along with their answers, are a small sample of common content in the latest batch of real estate scripts that have signed up to new trends of what has been called Web 2.0: a whole fresh and revolutionary way of understanding what is Internet and how to harness the full potential of Network communication user is asking or answering other users in a common meeting point: the real estate script, which is converted by the constant feed of content from their visitors and the integration of information and functionality from other portals in a potent tool in the service of a more informed decision purchase or sale in the largest business transaction that most people usually carry along his life that related to your home.

But... what is Web 2.0?
Web 2.0 is the term coined in 2004 by Tim O'Reilly to describe a second generation of web sites characterized by greater interaction with and among users, which aims to facilitate creativity, collaboration and information sharing among users. It refers both to a new language or to a new protocol, but a new way of understanding the web and benefiting from all its features.

If the first generation websites were characterized by a centralized creation and dissemination of content, the company decided it wanted to include on their websites, creating content and functionality, and published their pages through a web host disseminate them, at most, through newsletters and bulletins, web 2.0 sites are characterized mainly by the integration of content and functionality of other portals (eg Google Maps, Google Earth, YouTube, etc.). and because users take on a role protagonist have multiple ways to generate feedback or feedback that is integrated as additional content in the actual development of the website, enriching it.

The creator of the World Wide Web, Tim Berners-Lee, disagrees with the concept of Web 2.0 because, he argues, all these potentials were present in the concept of network communication that gave birth to the Web as we know it today. Were the companies said, they moved to the Web a traditional one-way communication model that largely untapped possibilities of the new medium. Indeed, firms in the economy and cement larillos (brick & mortar) Accessed the Internet reduces the role of their websites to a mere showcase on line the same offer communicated via other means off line: TV, newspaper, radio, outdoor advertising, direct marketing... but that did not use all the potential of the Web: multidirectional communication, and information integration capabilities, data sharing between users...

It has taken several years of experimentation, a boom and subsequent crash of dotcom and perhaps a whole new generation of professionals whose careers have developed since the beginning with the Internet as part of integrated scenario management positions in companies, so that finally we got to really understand what they mean by concepts like "network communication "and we began to see the development of business models that capitalize on that potential.

The value of the environment
We are back to the misconception discussed two paragraphs ago. The focus on real estate portals giving information about the property itself, neglecting the fundamental aspects like the environment. Own perspective is a manufacturer of a vision: who makes a product usually is felt as proud of their product that believes that only highlight its many virtues should be enough to convince potential customers of its benefits. However, this view forgets that people acquire goods or services according to benefits, tangible or intangible, we expect that these products or services we provide. That is, do not buy by the technical characteristics of products, but for the benefits or value that these products are going to bring.

In the case of buying a home, it is important whether it is a townhouse or an apartment, buy a villa or whether we will settle for a flat. But no less important to know how to be our neighbors, how I may move to my place of work or, if I have children of school age, between which schools may choose to carry them. Therefore, since important information is collected on the potential buyer the home itself, and on the developer to know the level of confidence that you deserve, or even financial guarantee their payments, it is equally all data that can discover about the environment, about what it's going to bring, as his social life, their children, their quality of life and, ultimately, the enjoyment of housing will depend on both the environment and the house itself.

This is what they have discovered real estate portals like pioneers in what we term as Web 2.0 Trulia.com, Zillow.com Biggerpockets.com or. A visit to any of them opens a world of information that seems light years away from everything we've seen so far. The paradigm shift is threefold:

o Firstly, these sites comprise a vast amount of information presented in an orderly, logical and connected, allowing users to form an idea of how a neighborhood can be determined in a multitude of variables.

o Second, the portals provide a multitude of information to know whether the price asked by a building bears a proper relationship with the actual characteristics of the price compared to sales of similar homes in the environment in recent months. Many have even what has been the evolution of the average sales price per square meter in the area.

o On the other hand, the users of the portal players and become content contributors with questions and answers. They are the people who live in certain places know best what are the advantages and disadvantages, problems or opportunities to buy there and now. So the first hand information from a source more credible and impartial apparently it does not conceal business interests and responds to real questions from potential buyers is used to make more informed purchasing decisions and informed choices.

Let's look first at what level can access information with the new breed of real estate portals.

The new real estate script portals:

We entered Trulia.com. We seek a home in Plano, Texas. This is a typical residential town in the north of Dallas. We chose one of the houses at random. In the very form of housing, we see what has been the evolution of prices for that neighborhood (bounded by houses that share the same postal district) in recent months. We can even compare average sales prices for homes of 1, 2, 3 or 4 bedrooms in closed sales in recent months. And we can also see a graph of developments in the price of housing for the city of Plano since 2000 until today. Obviously, if buying a home is done in part or in total investment reasons, this is a fact that we definitely want to meet.

We can also see the evolution in the average price per square meter, changes in the number of sales and what have been the most popular neighborhoods in recent months.

If we have children, information on available schools will be key to making a purchase decision. Trulia.com can see the level of schools in this district postal comparing the level of district schools on the level of the state average according to the TAKS standards in both English and math.

The panorama of the neighborhood is complete with a statistical table whose data are so extensive that make us feel a certain shamelessness. For example, we know the average income per household, per capita income, the average value of each property and applied the average price in homes offered for sale. All these data also compared the average of the state. So, we know that only a 2.44% state income below $ 10,000 annually while 8.39% confess win over $ 200,000 a year, for example.

Trulia.com also allows us to access crime statistics for Plano and we discover that we would have a 3.35% chance to be a crime against property (4.08% statewide) or 0.29% of suffering a violent crime (a 0.32% for the whole state of Texas). Of course, we know these figures broken down, if you allow us the courage to know the possibilities that we would have to suffer a burglary, a violent assault, murder, rape or theft of vehicle decided to settle in the neighborhood.

Turning to more mundane topics, Trulia.com informs us that a 10.41% of the residents of Plano take 45 minutes to an hour to get to work. About 50% take less than 25 minutes and 7%, more than an hour. Almost all of them travel to their workplaces driving his own vehicle.

Trulia.com rounds this flood of data featuring a complete directory with links to local area maps, attractions, parks and recreation areas, census data, statistics and studies about the area, community organizations, issues related to the environment and local government, schools and other educational institutions, and references to the media, press and radio.

The integration of information from the users themselves as well as real estate agents with interests in the region comes through Trulia Voices: this is where the potential buyer has the possibility to leave your question to another user with the necessary information can answer. Thus, the users themselves become major generators of information and high value-added content, and high credibility, to the portal.

If you Trulia.com seems overwhelming, do not miss the chance to come by Zillow.com. It has an amazing integration of maps, to the point that it can provide not only the aerial view of almost any home, much like Google Maps, but also a perspective view from any angle. One of the most striking features is the concept of Zillow.com Zestimates: this is an estimate of the appraised value of a home. Thus, one can enter your own neighborhood and find out what is the approximate market price of your home not only... But that of all its neighbors! Indeed, the aerial view all homes listed with the corresponding estimate of price-Zestimate-overlay.

Zillow.com also does a great job in submitting alternative proposals for any home that interests us, allowing comparison with other similar benefit of their environment.

Unlike Trulia.com, Zillow.com qualitative data gives us some very interesting environment: for example, percentage of single, married, divorced and widowed in the neighborhood. Percentage of homes in which children live and where not, and the distribution of population by age ranges (pyramid of local residents) and also, Trulia.com, the average time of commuting to the workplace.

Other data that may be of interest are the ethnic composition of the population, the degree of training achieved (primary, secondary, graduate, graduate, postgraduate) and the type of work you do: executives, engineering, administrative, sales... Thus, a query about the type of people who live in Plano, Tex. says that often lead to work alone, that a large number of them have a master's degree and tend to have high income.

Zillow.com including direct contact with neighbors in the area of consultation to which we can question what I want to know: from the quality of schools, to shopping centers or parking problems.

Zillow.com Another striking aspect is its concept "Make me move" These are people who are not yet intending to sell your home, be willing to do so whenever they make an attractive enough offer.

Just some of the most striking aspects of next-generation real estate script: basic information of the home, of course. Complete with drawings, building specifications, descriptions and photographs. But all integrated with a comprehensive information environment, with reliable data on changes in the housing market each district level and the ability to interact in real time with people living in these places and can be a source of unbiased, credible and helpful.

Therefore, we believe this new type of portal will set a trend in the short or medium term, is also copied here. Maybe not so much by national portals, but for Europe-wide real estate portals aimed at increasing the floating population will bring in the future social mobility data of the Old Continent to which are common in the United States. In this new scenario, it is clear that the type of information that potential buyers will demand will be much more related to Web 2.0 that brings the traditional portals we've seen so far.

Sunday, 1 December 2013

The Non Recession in Panama - Panama Trade, Business and Real Estate

Panama Trade, Business, and Real Estate: Panama is not just pristine beauty and an exciting capital city.

There is more to Panama than two sea coasts, a mountainous interior, a historic past and an exciting Latin American capital city. Panama is a busy place with lots of investment opportunity. For the person interested in moving to Panama, investing in Panama, or setting up a business in Panama a little background is useful.

The Non-Recession in Panama

The world wide recession caused a business slowdown in Panama but the gross domestic product never dropped below 3 percent a year from as high as eleven percent in recent years. Traffic through the Panama Canal has dipped a little but revenues continue at sufficient levels to continue the ambitious expansion program. The Panama Canal Authority expects to see a return to recent shipping levels in a year and substantial increases when the expansion program is finished.

Business in this Central American banking center, insurance center, tourist center and trade center has simply settled down to a level that is normal in Europe and the United States, waiting to resume a growth rate comparable to China's as the recession mends. The success of Panama's middle class is good testimony to the growth of all facets of business here.

What Happened to Property Values and Why

A lot of North Americans (Norte Americanos here) felt the sting because of the precipitous fall in property values "back home." Many took out a second mortgage on their first home in the states or Canada to purchase second homes in Panama. When real estate values fell up North many had to sell in Panama to cover their mortgage back home. In addition the recession put a damper on new home and apartment purchases in this country for several months. Despite a reasonable economic climate and business conditions new high end real estate in Panama dipped substantially in price. That is to say, the problem with folks needing to bale out in Panama had little to do with Panama and a lot to do with conditions elsewhere. The result is that there are lots of underpriced properties in great locations in this country waiting for smart investors to find them.

As world trade picks up and the historic Panama Canal Expansion progresses towards completion Panama expects to see more growth going forward. Panama also expects to see property values rise substantially in the next few years. New buyers will come in to take advantage of prices that are extremely low by recent historic standards.

Panama Canal Expansion Will Change Global Shipping Patterns Forever

Panama is the narrowest part of the Americas. At fifty miles wide it is the logical spot for the Panama Canal connecting Atlantic and Pacific. Positioned on the land bridge between North and Central America Panama is ideally positioned for transport of goods and as an air hub for the Americas.

The Panama Canal has been open for business since 1914. Its construction was considered one of the world's engineering triumphs. Run by the USA until 1999 the Panama Canal is now administered by an autonomous unit of the Panama government, the Panama Canal Authority (Autoridad del Canal de Panamá).

The Panama Canal Locks were built to allow passage for American war ships and pretty much all other shipping at the beginning of the 20th century. Now there are super tankers and container ships too large to pass through Panama Canal. The largest ship that can pass is defined as a "Panamamax." The enlarged set of locks for the Panama Canal Expansion will allow nearly all current ships to pass as well as doubling overall capacity from roughly 5 percent of global sea trade to as high as 10 percent.

So-called panamax ships, designed specifically to fit the ninety-four year old Panama Canal locks, can carry 4,000 twenty-foot containers. Expansion will let "cape-size vessels" with as many as 12,600 containers pass through the new "third lane" Panama Canal locks.

Ports up and down the East coast of the Americas are installing giant cranes capable of servicing the huge boats expected to use the Panama Canal from 2014 onward. The canal authority expects to see as much as a doubling of transit volume when the giant, cape size, vessels begin to pass through Panama. After the USA handed over the canal the new operators have been developing the land along the canal for commercial use. The use of land along the Panama Canal to develop logistics operations, material assembly facilities, and the like is already creating more jobs that take advantage of global trade passing through the country.

Trade Agreements and Investments

Panama has free trade agreements with several nations. An example is that with next door Costa Rice in which 90% of goods pass duty free country to country and over the following years all goods will gradually become duty free. These free trade agreements serve to lower costs and typically help create jobs. Canada and Panama are actively negotiating a free trade treaty and the already-signed agreement with the USA periodically shows signs of being passed to the Senate.

Throughout Latin America and especially in Panama the middle class is growing larger and growing more prosperous. Besides the large influx of North American and European retirees it is the successful Panamanian middle class that supports and drives up prices in the housing market. This is a nation that has not had a big increase in unemployment. The growing middle class and increasing prosperity is expected to drive up real estate prices again in Panama.

An objective measure of how well are expected to do in Panama was seen a year of so ago when one of the large US investment houses included a range of Panama investments in one of its growth funds. For the last several years Panama has received the highest foreign investment, per capita, of any nation in Latin America.

Opportunity in Panama

Although the recession caused a business downturn here it caused a substantial "correction" in property values on new, high end property throughout the country. Whether one likes the mountains or the shore Panama has both. Panama City is an exciting Latin American capital city and islands such as in the Bocas del Toro Archipelago in the Caribbean or Taboga and the Pearl Archipelago in the Pacific offer exotic tropical retreats. Those looking for a home in the tropics will be well served to look in Panama. Those investing in the recovery of Panama's housing market may well be very happy that they did.

Friday, 29 November 2013

Negative Media and Real Estate - Pay Attention to What Gets You Paid

Despite what you may hear, the housing news isn't all negative. In fact, with all the negative media you see sometimes with regards to real estate and the "real estate bust", it's sometimes difficult for novice (and even some advanced) investors to know what to listen to and what to discard. I say you pay attention to what gets you paid- and leave the rest of the negative media to the Chicken Littles of the world who won't learn to calculate and take measured risks...and thus won't ever accomplish anything anyway, in investing or otherwise.

As much as professionals in the real estate and mortgage industries as well as professional investors harp on the point that there is no one "real estate market" and that this is a localized investment, people still give credence to sensationalist media claims again and again that the "market is down" or that the "market is bust"-- despite evidence to the contrary in cities all across the United States.

Even as median prices decline and appreciate at a slower rate nationwide, even when people who don't know what they're talking about are still talking about it (i.e. talking about a bust), there are numerous cities in the country where home values are still climbing at a nice clip.

This is pretty much always the case. That's how market cycles work. Seasoned investors know this and they use this knowledge to their advantage.

Again, real estate is LOCAL.

Check out the federal website http://www.ofheo.gov to find the cities bucking the national trend recently.

Homes' appreciation in some of these places during the fourth quarter of last year far exceeded the national average, according to the Office of Federal Housing Enterprise Oversight (OFHEO calculates appreciation based on repeat sales or refinancings of the same single-family properties) .

In fact, in some markets, the appreciation jumped well into the double digits even in today's market.

The growth of these cities despite a "national downturn"...why?

In part due to an influx of moving-out Californians and people opting out of slumping Las Vegas or Phoenix (cities that jumped sharply in value during the "boom" of recent years before contracting in value), these trends have created smaller booms in these cities. There's other reasons but this should get you thinking and on the road to a quick start to making money!

While some worry that a new group of cities could face a boom-and-bust transition, they clearly don't understand how the real estate market cycles work-- or how a professional real estate investor can use these trends to minimize risk and maximize wealth-building.

So don't pay attention to any overly negative media attention about real estate or "busts", or negative housing news. Instead, do as professional investors do and put your energy instead to work on finding where and how to invest for maximum profit and income. Trust me, plenty of people are making plenty of money. Check out the OFHEO for a quick start to making money when you see where your investing dollars will go the furthest TODAY.

Thursday, 28 November 2013

Wholesale Buyers and Real Estate Investors

Wholesale Buyers. (We Buy Homes etc). Like any business, there and good and bad players. Most of these Wholesale Buyers are either part timers and or they just finished reading a few books and are ready for the "first big deal".

First, if you are trying to get a retail price, these are NOT the Buyers for you. Reason being that they have to buy at 50% of value less any improvements needed so that they have a margin to fix and resale for a profit. Again, many Sellers think they have a gem when in reality...it really needs lots of work and improvements, so please don't be insulted when you get their offer.

If the property is over priced based on the amounts owed, the difference can be made up with a short sale as outlined within. Buy low, fix and sell higher. You can contact some Real Estate Investors who know what they are doing and or your Real Estate Agent may have some contacts.

Even though it may be embarrassing, you need to advertise the property as in pre-foreclosure or desperate Seller. Time is ticking and if you are not able to strike a good deal, the lender(s) will own the property sooner than you think, and the borrower(s) with a big judgment.

Also, in a short sale situation, the Seller cannot get any money out of the sale and the best that they can hope for is that the lender(s) will show the loan as paid off for less than what was owed, no deficiency judgment and all other associated items are paid off. Some Buyer(s) may agree to pay cash to the Seller(s) for personal items as a bill of sale.

Tuesday, 26 November 2013

Buying Your Own Home Or Real Estate

Consider the following points:

o    You would like your children to grow up in a quiet peaceful place which they can call their own home

o    You are tired of shifting from place to place and deal with landlords all the time

o    A sizeable chunk of your earnings goes as rent and enriches the pockets of other people who are getting returns on their own property investments.

o    You want your own place, a space that reflects your taste and personality

o    You want to invest money in something that will appreciate over the years

If this is something that strikes a chord in your heart, something that you often feel, you might want to purchase your own home.  For that you need to enter the real estate market. However it is an expensive investment to make, so you should exercise caution.  Here are some tips you can follow and you will own your own home and benefit over the years to come.

Do your homework well

o    Be very sure what you want.  Property is expensive and you need to pay huge installments every month.  Be prepared for that.  Of course there are hidden costs like moving expense, daily commute to your place of work and cost of refurnishing and repairs

o    Find a good real estate agent.  There are so many in the market and you need to find one you can work with and who is really good.  A realtor who is pro-active and can help not only find the best real estate for you, and also help you negotiate the shifting and repairs would be a big help.  Most real estate agents have contacts that can make your move easy.  Moreover his expertise in closing the deal can be handy once you have made your selection

o    Start talking to banks for your mortgage.  Do not be scared if you have a bad credit score.  You can start repairing it immediately.

o    Build a tidy down payment.  The bigger the down payment, the smaller the mortgage.  Plus you save on interest rates too.  Remember you need every single penny, since you need to purchase your home, furnish it and repair it.

o    Get a financial advisor.  Discuss bank rates, interest options etc.  Be prepared to learn all that you can about making your dollar last longer.

o    Select your home very carefully.  Check if it needs repairs, and how much you may have to pay to get it in order after buying it.  Ask yourself if it will be suited for your needs in five years.  Generally homes in which you could add rooms is the best option.  Check the zoning laws.  If you run your office from home, are there laws forbidding it? 

o    Do not be over confident about your ability to repair and improve your home.  Many times we think we can do a lot, but ultimately have to call in experts who are expensive.

Monday, 25 November 2013

Beavercreek, Ohio - An Outstanding Choice for Home Buyers Seeking Houses and Real Estate

Beavercreek not only offers outstanding quality to both residents and visitors, but also host to excellent shopping and dining venues. Beavercreek, just minutes from scores of parks with miles of walking and biking trails, volleyball, basketball, soccer, golf parks and more makes it popular with outdoor enthusiasts. The city of Beavercreek takes great pride in maintaining this Alpine community which comes alive at night with fun and festivities.

A major shopping complex Beavercreek residents frequent is "The Greene" with not only scores of boutiques and shops, but also hosts requalr events such as live music and other entertaining performances. Another famous shopping mall is The Mall at Fairfield Commons and offers shopping enthusiasts five national brand stores, and over 130 specialty shops, boutiques, and eateries. Something for everyone.

For dining out, you will find something to suit just about any taste. 5 star review Quarter Steak and Lube features juicy steak and their own home-made variety of award winning sauces in a fun, upbeat atmosphere. If you have a taste for something spicy and more exotic, you may stop in and enjoy a repast at the Maharaja Indian Restaurant, also highly rated by patrons. Another highly touted restaurant if you're partial to oriental flavors is the House of Thai with daily lunch specials that are sure to please. Their nearby Miamisburg location also offers Sushi.

Beavercreek's close proximity to Dayton provides tremendous variety of activities, fun, shopping and recreation. Beavercreek boasts a bustling and thriving business economy for its growing community and very accessible to Wright Patterson Air Force Base which in turn fosters local markets and various businesses. This area is also highly desirable to our military men and women, and a prime area for VA loans and no money down opportunities. Beavercreek, known for quality, being fun and friendly is an excellent choice for those seeking houses, condos or property.

Beavercreek's location also provides easy access to major transportation arteries, and though right next to Dayton, it's also a reasonable distance from Cincinnati as well, which offers no end of dining experiences, arts and entertainment, the Cincinnati Reds games, theatre and night clubs. Dance the night away or take in a movie at anyone of many theatres.

Beavercreek houses and real estate range in price from under $100,000 to over one million, and provides opportunities to home buyers of every need and taste; luxury homes, condos, townhomes, cottages, and even investment property. There's never been a better time to buy Beaver creek houses or real estate.